Agents can discuss gap insurance for financed vehicles.
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Deductible Choices
Compare $250, $500, and $1,000 deductible options.
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How It Works
Simple, Clear, and Free
1
Enter Vehicle & ZIP
Year, make, model, and your Florida ZIP code.
2
Select Full Coverage
We capture the type of coverage you want so participating partners can review the request.
3
Compare and Decide
Review any options you receive and choose whether you want to continue.
Frequently Asked Questions
Common Questions
Full coverage typically bundles liability (required by law), collision (covers your car in an accident regardless of fault), and comprehensive (covers theft, weather, animals, fire, and vandalism). It doesn't include PIP or uninsured motorist coverage by default, though those can be added.
Generally yes if your vehicle is worth more than $4,000–$5,000 or if it's financed. Florida has high rates of auto theft, weather events (hurricanes, hail), and uninsured drivers — all situations where comp and collision pay out.
Full coverage in Florida averages $150–$250/month for most drivers, but it varies significantly based on your ZIP code, driving record, vehicle, and age. Comparing quotes is the only way to know your real rate.
Related Florida full-coverage research
This page was reviewed March 22, 2026 by the RateLaunchpad Editorial Team. If you are comparing fuller protection, these resources help connect this page to broader Florida shopping questions like teen drivers, deductibles, minimum limits, and the statewide hub.